Short Sales

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In our local real estate market, over half the available homes are Chula Vista short sales. Many homeowners find themselves “underwater” or “upside down”, which means the balance of the mortgage is higher than the current market value of the home. People who find themselves in this unfortunate situation often decide to do a short sale.

If you are considering a short sale for your home, it’s important to choose an agent that is experienced in dealing with the banks. As a top producing real estate team in the South Bay area, the Gover Brothers communicate with lenders on a daily basis and understand how to negotiate your short sale. The Gover Brothers have successfully gotten many banks to approve Chula Vista short sales and forgive hundred’s of thousands of dollars in mortgage debt for their clients.

While a short might sale sound like an attractive solution, it’s not the best answer for everyone. Call the Chula Vista short sale experts with the Gover Brothers to determine if a short sale could be an option for you. The Gover Brothers have a proven track record, and even work with an appointed short sale negotiator who focuses exclusively on Chula Vista short sales. In addition to contacting the Gover Brothers, it’s imperative that you consult with a CPA or a tax attorney to discuss the legal ramifications associated with short sales.

Team Ratcliffe - McMillin Realty

Miracle workers, that about sums it up. Joe and Pam worked endlessly to sell my home as a short sale in Eastlake. They made the impossible (working with Green Tree) possible. They dedicated countless hours month after month on this sale and kept me in the loop the entire time. I don't think I could emphasis enough the great communication from Joe. He answered his phone every time I called, even at wonky hours and weekends. An amazing team with integrity and the knowledge to sell homes. I would recommend to everyone. ---- Cassandra W, 5/3/2012

Joe Gover is hands down the best realtor in SD! He was always willing to meet us whenever we wanted to view a property no matter how short of a notice. We were first time homebuyers and had plenty of questions for Joe and he would always provide answers to make sure we understood. We met many realtors through our homebuying experience and the process of finding the PERFECT realtor stopped when we met Joe! He REALLY looked out for our best interest and really wanted to make sure we were going to be happy with our new home. He is an excellent communicator making sure you are completely aware of what is going on so that there is no question at all. He was ON IT! Joe went above and beyond our expectations and we would highly recommend him to anybody. Thanks to Joe's hard work we were able to close on a short sell 2 months after we placed our offer on the home. We couldn't thank him enough. ---- Michelle B, 5/13/2012

My short sale experience was made so much easier by Joe; through thick and thin, he was willing to stick it out to get the deal done. He was a lot patient than I was and worked hard to get the negotiations done with the banks. There are a lot of realtors out there but Joe was the first one who I felt was exceptional. ---- Aye T, 5/19/2012