About Us


Joe Gover

Contact Information
(619) 405-2953
CA DRE License 01849800

Matt Gover

Contact Information
(619) 405-9256
CA DRE License 01786955

Joe Gover is a full time realtor specializing in Chula Vista homes for sale with a high level of local expertise, as he was born and raised in San Diego. After obtaining his degree in business marketing, Joe spent five years in corporate sales before joining his brother Matt selling Chula Vista real estate. Joe’s personable and professional character allows him to build and maintain solid relationships with clients that lead to repeat business and referrals. Joe’s philosophy for being the best Chula Vista Realtor is top notch service. He strives to be there for his clients as much as possible and makes it a priority to be there for his clients throughout the entire home buying and selling process.

Matt Gover is a full-service agent, focusing on homes for sale in Chula Vista, with a degree in business and Spanish to better serve his clients. A third-generation native of San Diego, Matt’s clients benefit from his knowledge of the local markets throughout the county. Matt enjoys sharing his enthusiasm for San Diego and he relates that back to the reasons he lives here…fantastic climate, quality of life and the great people. Although Matt is a Chula Vista Realtor, he currently lives in Pacific Beach, where he spends much of his free time surfing and sailing. Matt believes that real estate should be used as a tool to build wealth and achieve financial independence, and seeks to implement that philosophy with his clients over the long term.

Team Ratcliffe - McMillin Realty

This review is waaaaaay overdue. I was helping my dad sell his house but had no idea how to, didn't even know the first step. Then I found Joe & Pam through yelp. Called them, we set up an appointment right away. They came over and explained everything. They were prompt, professional and oh so nice. They really had my best interest at heart. They made the process so easy and sold the house within a month or two. My only wish is that they were located closer to me. I would use them again in a heartbeat. ---- Lady Diane C, 8/22/2012

!!IF YOU'RE A FIRST-TIME HOMEBUYER!!

I can't begin to tell you how much we appreciate the extraordinary service and support that Team Ratcliffe, and Joe Gover delivered. Joe went above and beyond his call of duty when it came to ensuring that we got what we paid for. His honesty, friendly nature and completely professional attitude was nothing short of spectacular! He educated us like no one else could, and always did it with a smile! Even my kids loved to go to his office and talk to him!

If you're a first-time homebuyer, there's no better agent to have than Joe and the #1 real-estate team in San Diego's South County.

Thank you Joe, and thank you Pam, for putting together such a wonderfully talented team of agents to help make our dreams come true! You're simply the best! ----Chad, 4/17/2010

Being first time home buyers, we had very little knowledge of almost EVERYTHING related to home ownership. Fortunately, we found Joe and Team Ratcliffe, with its fearless and wonderful leader, Pam Ratcliffe. Having been to several open houses and meeting several Realtors, I can truly say that when meeting Joe, you instantly "read" what kind of agent he is. To echo what was already been said, he is all of those things. Additionally, he is persistent and patient, qualities that cannot be found in most. Having busy lives, our schedule was not always consistent. However, Joe and his team were always there for each other, and we always saw the home we wanted, when we wanted.

Joe and Pam are a truly wonderful team. If you are looking for an honest, professional and experienced team of Realtors, look no further. I highly recommend Team Ratcliffe! Thanks Joe and Pam! ----Larry A, 3/22/2010