About Us


Joe Gover

Contact Information
(619) 405-2953
CA DRE License 01849800

Matt Gover

Contact Information
(619) 405-9256
CA DRE License 01786955

Joe Gover is a full time realtor specializing in Chula Vista homes for sale with a high level of local expertise, as he was born and raised in San Diego. After obtaining his degree in business marketing, Joe spent five years in corporate sales before joining his brother Matt selling Chula Vista real estate. Joe’s personable and professional character allows him to build and maintain solid relationships with clients that lead to repeat business and referrals. Joe’s philosophy for being the best Chula Vista Realtor is top notch service. He strives to be there for his clients as much as possible and makes it a priority to be there for his clients throughout the entire home buying and selling process.

Matt Gover is a full-service agent, focusing on homes for sale in Chula Vista, with a degree in business and Spanish to better serve his clients. A third-generation native of San Diego, Matt’s clients benefit from his knowledge of the local markets throughout the county. Matt enjoys sharing his enthusiasm for San Diego and he relates that back to the reasons he lives here…fantastic climate, quality of life and the great people. Although Matt is a Chula Vista Realtor, he currently lives in Pacific Beach, where he spends much of his free time surfing and sailing. Matt believes that real estate should be used as a tool to build wealth and achieve financial independence, and seeks to implement that philosophy with his clients over the long term.

Team Ratcliffe - McMillin Realty

Joe Gover is hands down the best realtor in SD! He was always willing to meet us whenever we wanted to view a property no matter how short of a notice. We were first time homebuyers and had plenty of questions for Joe and he would always provide answers to make sure we understood. We met many realtors through our homebuying experience and the process of finding the PERFECT realtor stopped when we met Joe! He REALLY looked out for our best interest and really wanted to make sure we were going to be happy with our new home. He is an excellent communicator making sure you are completely aware of what is going on so that there is no question at all. He was ON IT! Joe went above and beyond our expectations and we would highly recommend him to anybody. Thanks to Joe's hard work we were able to close on a short sell 2 months after we placed our offer on the home. We couldn't thank him enough. ---- Michelle B, 5/13/2012

During the home buying process, it is easy (especially during these times) to get overwhelmed and frustrated. After so so many offers, a bid of mine was finally accepted. If it weren't for Team Ratcliffe and especially Matt Gover, I would be renting at this very moment. It was their persistance that kept me in a positive attitude to continue the long process of home ownership. I am satisfied to the utmost degree with their work ethic, perstistance, knowledge, and competency! They are a great team and I trust them to handle any of my future endeavors in the Real Estate market. I would reccomend Team Ratcliffe for anyone out there who is considering buying or selling a home. Thank you Team Ratcliffe for all your hard work!!! ----Chris I

Being first time home buyers, we had very little knowledge of almost EVERYTHING related to home ownership. Fortunately, we found Joe and Team Ratcliffe, with its fearless and wonderful leader, Pam Ratcliffe. Having been to several open houses and meeting several Realtors, I can truly say that when meeting Joe, you instantly "read" what kind of agent he is. To echo what was already been said, he is all of those things. Additionally, he is persistent and patient, qualities that cannot be found in most. Having busy lives, our schedule was not always consistent. However, Joe and his team were always there for each other, and we always saw the home we wanted, when we wanted.

Joe and Pam are a truly wonderful team. If you are looking for an honest, professional and experienced team of Realtors, look no further. I highly recommend Team Ratcliffe! Thanks Joe and Pam! ----Larry A, 3/22/2010