About Us

Joe Gover

Contact Information
(619) 405-2953
CA DRE License 01849800

Matt Gover

Contact Information
(619) 405-9256
CA DRE License 01786955

Joe Gover is a full time realtor specializing in Chula Vista homes for sale with a high level of local expertise, as he was born and raised in San Diego. After obtaining his degree in business marketing, Joe spent five years in corporate sales before joining his brother Matt selling Chula Vista real estate. Joe’s personable and professional character allows him to build and maintain solid relationships with clients that lead to repeat business and referrals. Joe’s philosophy for being the best Chula Vista Realtor is top notch service. He strives to be there for his clients as much as possible and makes it a priority to be there for his clients throughout the entire home buying and selling process.

Matt Gover is a full-service agent, focusing on homes for sale in Chula Vista, with a degree in business and Spanish to better serve his clients. A third-generation native of San Diego, Matt’s clients benefit from his knowledge of the local markets throughout the county. Matt enjoys sharing his enthusiasm for San Diego and he relates that back to the reasons he lives here…fantastic climate, quality of life and the great people. Although Matt is a Chula Vista Realtor, he currently lives in Pacific Beach, where he spends much of his free time surfing and sailing. Matt believes that real estate should be used as a tool to build wealth and achieve financial independence, and seeks to implement that philosophy with his clients over the long term.

Team Ratcliffe - McMillin Realty

Joe Gover had two responsibilities which were very important to me. One to find a house that my wife loved and his second responsibility was to find me a good deal. He was very patient with my wife, by showing her houses she wanted to see. She never felt pressured by him and he was always looking out for our best interests. As first time buyers we were emotional buyers, but Joe made sure we purchased something that made sense financially. Upon the purchase Mr. Gover negotiated the purchase price for me and managed to get me a great deal on my house. Joe is a person that I recommend to be on your side when you decide to start the process of purchasing a house. Joe has continued to help me with any questions or concerns I had after the sale. I highly recommend Mr. Joe Gover ----John H, 1/20/2011

My husband and I are both first time home buyers and we went through 2 other realtors before we found team ratcliffe. We worked with Joe primarily and with Pam during the escrow process. They are extremely professional and friendly, they are easy to get ahold of and willing to answer any questions you have. They also have a reference to just about anything and everything you could need a reference for. We hit about a million bumps in the road, and ones that our past realtors couldn't get us over, and we still made it out on top. They are very willing to fight for you when they need to and they make you feel like you matter as a person and not just as a paycheck. I would recommend team ratcliffe to everyone and I plan to go back to them when we sell our house! ----Krisitin S, 7/5/2010


I can't begin to tell you how much we appreciate the extraordinary service and support that Team Ratcliffe, and Joe Gover delivered. Joe went above and beyond his call of duty when it came to ensuring that we got what we paid for. His honesty, friendly nature and completely professional attitude was nothing short of spectacular! He educated us like no one else could, and always did it with a smile! Even my kids loved to go to his office and talk to him!

If you're a first-time homebuyer, there's no better agent to have than Joe and the #1 real-estate team in San Diego's South County.

Thank you Joe, and thank you Pam, for putting together such a wonderfully talented team of agents to help make our dreams come true! You're simply the best! ----Chad, 4/17/2010