About Us


Joe Gover

Contact Information
(619) 405-2953
CA DRE License 01849800

Matt Gover

Contact Information
(619) 405-9256
CA DRE License 01786955

Joe Gover is a full time realtor specializing in Chula Vista homes for sale with a high level of local expertise, as he was born and raised in San Diego. After obtaining his degree in business marketing, Joe spent five years in corporate sales before joining his brother Matt selling Chula Vista real estate. Joe’s personable and professional character allows him to build and maintain solid relationships with clients that lead to repeat business and referrals. Joe’s philosophy for being the best Chula Vista Realtor is top notch service. He strives to be there for his clients as much as possible and makes it a priority to be there for his clients throughout the entire home buying and selling process.

Matt Gover is a full-service agent, focusing on homes for sale in Chula Vista, with a degree in business and Spanish to better serve his clients. A third-generation native of San Diego, Matt’s clients benefit from his knowledge of the local markets throughout the county. Matt enjoys sharing his enthusiasm for San Diego and he relates that back to the reasons he lives here…fantastic climate, quality of life and the great people. Although Matt is a Chula Vista Realtor, he currently lives in Pacific Beach, where he spends much of his free time surfing and sailing. Matt believes that real estate should be used as a tool to build wealth and achieve financial independence, and seeks to implement that philosophy with his clients over the long term.

Team Ratcliffe - McMillin Realty

My husband and I are both first time home buyers and we went through 2 other realtors before we found team ratcliffe. We worked with Joe primarily and with Pam during the escrow process. They are extremely professional and friendly, they are easy to get ahold of and willing to answer any questions you have. They also have a reference to just about anything and everything you could need a reference for. We hit about a million bumps in the road, and ones that our past realtors couldn't get us over, and we still made it out on top. They are very willing to fight for you when they need to and they make you feel like you matter as a person and not just as a paycheck. I would recommend team ratcliffe to everyone and I plan to go back to them when we sell our house! ----Krisitin S, 7/5/2010

As a first time buyer, Joe had the patience and knowledge to help me pick a home right for me. After seeing what I wanted from the listings he sent me, Joe really helped me narrow down what I really want. He worked around my busy schedule. I told him what I was looking for and which neighborhood to look in, and he did the rest. I highly recommend Joe and Team Ratcliffe to all my shipmates, friends, and future residents of San Diego. ----Edward A, 7/20/2010

I had the pleasure of working with Matt Gover when purchasing my condo. This required an in depth knowledge of market values and the complex process of funding. Matt took the time to focus on the right questions which helped my wife and I establish what we were looking for. We are very detailed, and at the time there wasn't much inventory on the market that met our criteria.

However when the property that we bought first went to market,Matt was "Johnny on the Spot". He contacted us immediately and got us inside the condo that very same day.

This was critical as it was a bank owned property and the seller received several subsequent offers from other potential buyers. Matt was able to get our offer accepted in the face of competition, and still managed to negotiate a great price.

Once in escrow, we met his brother Joe and Pam Ratcliffe.I can emphasize that we were in good hands the entire time and there was always someone accessible to answer our questions.I highly recommend Matt Gover and Team Ratcliffe and definitely plan to use them again! ---- Rob H, 12/7/2011