About Us


Joe Gover

Contact Information
(619) 405-2953
CA DRE License 01849800

Matt Gover

Contact Information
(619) 405-9256
CA DRE License 01786955

Joe Gover is a full time realtor specializing in Chula Vista homes for sale with a high level of local expertise, as he was born and raised in San Diego. After obtaining his degree in business marketing, Joe spent five years in corporate sales before joining his brother Matt selling Chula Vista real estate. Joe’s personable and professional character allows him to build and maintain solid relationships with clients that lead to repeat business and referrals. Joe’s philosophy for being the best Chula Vista Realtor is top notch service. He strives to be there for his clients as much as possible and makes it a priority to be there for his clients throughout the entire home buying and selling process.

Matt Gover is a full-service agent, focusing on homes for sale in Chula Vista, with a degree in business and Spanish to better serve his clients. A third-generation native of San Diego, Matt’s clients benefit from his knowledge of the local markets throughout the county. Matt enjoys sharing his enthusiasm for San Diego and he relates that back to the reasons he lives here…fantastic climate, quality of life and the great people. Although Matt is a Chula Vista Realtor, he currently lives in Pacific Beach, where he spends much of his free time surfing and sailing. Matt believes that real estate should be used as a tool to build wealth and achieve financial independence, and seeks to implement that philosophy with his clients over the long term.

Team Ratcliffe - McMillin Realty

I wanted to take a momment to give credit where credit is due. I met Matt Gover from Team Radcliff when I was out looking for a property in Eastlake. I met Matt at an open house and asked him for assistance in location a house with all amenties we required.

Matt was exceptional in finding multiple propertyies that we were able to veiw. My wife and I were impressed of the ongoing commitment and number of locations he brought us to for viewing.

The house we went into contract on, was a property that had just fallen out of escrow. Matt was on the spot and we made an immediate offer, this avoided the multiple offer bidding process.

We closed on the house and this one would have been missed if it wasn't for Matt "the bird dog" Gover!

Thanks Matt ----Bob and Gladys, 3/29/2010

Being first time home buyers, we had very little knowledge of almost EVERYTHING related to home ownership. Fortunately, we found Joe and Team Ratcliffe, with its fearless and wonderful leader, Pam Ratcliffe. Having been to several open houses and meeting several Realtors, I can truly say that when meeting Joe, you instantly "read" what kind of agent he is. To echo what was already been said, he is all of those things. Additionally, he is persistent and patient, qualities that cannot be found in most. Having busy lives, our schedule was not always consistent. However, Joe and his team were always there for each other, and we always saw the home we wanted, when we wanted.

Joe and Pam are a truly wonderful team. If you are looking for an honest, professional and experienced team of Realtors, look no further. I highly recommend Team Ratcliffe! Thanks Joe and Pam! ----Larry A, 3/22/2010

Miracle workers, that about sums it up. Joe and Pam worked endlessly to sell my home as a short sale in Eastlake. They made the impossible (working with Green Tree) possible. They dedicated countless hours month after month on this sale and kept me in the loop the entire time. I don't think I could emphasis enough the great communication from Joe. He answered his phone every time I called, even at wonky hours and weekends. An amazing team with integrity and the knowledge to sell homes. I would recommend to everyone. ---- Cassandra W, 5/3/2012