About Us


Joe Gover

Contact Information
(619) 405-2953
CA DRE License 01849800

Matt Gover

Contact Information
(619) 405-9256
CA DRE License 01786955

Joe Gover is a full time realtor specializing in Chula Vista homes for sale with a high level of local expertise, as he was born and raised in San Diego. After obtaining his degree in business marketing, Joe spent five years in corporate sales before joining his brother Matt selling Chula Vista real estate. Joe’s personable and professional character allows him to build and maintain solid relationships with clients that lead to repeat business and referrals. Joe’s philosophy for being the best Chula Vista Realtor is top notch service. He strives to be there for his clients as much as possible and makes it a priority to be there for his clients throughout the entire home buying and selling process.

Matt Gover is a full-service agent, focusing on homes for sale in Chula Vista, with a degree in business and Spanish to better serve his clients. A third-generation native of San Diego, Matt’s clients benefit from his knowledge of the local markets throughout the county. Matt enjoys sharing his enthusiasm for San Diego and he relates that back to the reasons he lives here…fantastic climate, quality of life and the great people. Although Matt is a Chula Vista Realtor, he currently lives in Pacific Beach, where he spends much of his free time surfing and sailing. Matt believes that real estate should be used as a tool to build wealth and achieve financial independence, and seeks to implement that philosophy with his clients over the long term.

Team Ratcliffe - McMillin Realty

My husband and I met Matt Gover of Team Ratcliffe at an open house and instantly liked his demeanor and over time his work ethic. He became our agent., and for nearly a year worked tirelessly with us to find the perfect home, not easy in todays market of multiple offers and cash buyers. His hard work and dedication to us and our search paid off. We are now enjoying our beautiful home. We can't thank him and Pam Ratcliffe enough for going the extra mile to help us close the deal.

So if you're looking for a truly dedicated and professional Team look no farther then Team Ratcliffe, Thanks a milliom Matt, Pam and Joe! We really miss seeing you guys. ----Laura and Jim B, 5/25/2010

Joe Gover had two responsibilities which were very important to me. One to find a house that my wife loved and his second responsibility was to find me a good deal. He was very patient with my wife, by showing her houses she wanted to see. She never felt pressured by him and he was always looking out for our best interests. As first time buyers we were emotional buyers, but Joe made sure we purchased something that made sense financially. Upon the purchase Mr. Gover negotiated the purchase price for me and managed to get me a great deal on my house. Joe is a person that I recommend to be on your side when you decide to start the process of purchasing a house. Joe has continued to help me with any questions or concerns I had after the sale. I highly recommend Mr. Joe Gover ----John H, 1/20/2011

I found Matt Gover from an advertisement in a Realty magazine, I called him, he signed me up for e-mail listings of the type of home and location we were looking for within our price range. Due to the crazy lending market, it took us longer to find a home that met our "wish-list". Matt was patient and gave us no pressure for the length of time it took to find a home; he never gave up on us and was calm and mellow throughout the entire process; when we eventually found "the home", he got us in even though the listing was about to expire and there appeared to be no hope because the Sellers had higher than asking price offers, but Matt got us in to see the home and got our offer to the Sellers and our offer ended up being the offer the Sellers accepted. Matt is honest and responsive without that cheesy sales person pressure some realtors convey. He works under Pam and she is a wonderful Christian lady who adds that extra element of warmth that other realtors simply do not have to offer. ---- Deb C, 7/27/2011