About Us


Joe Gover

Contact Information
(619) 405-2953
CA DRE License 01849800

Matt Gover

Contact Information
(619) 405-9256
CA DRE License 01786955

Joe Gover is a full time realtor specializing in Chula Vista homes for sale with a high level of local expertise, as he was born and raised in San Diego. After obtaining his degree in business marketing, Joe spent five years in corporate sales before joining his brother Matt selling Chula Vista real estate. Joe’s personable and professional character allows him to build and maintain solid relationships with clients that lead to repeat business and referrals. Joe’s philosophy for being the best Chula Vista Realtor is top notch service. He strives to be there for his clients as much as possible and makes it a priority to be there for his clients throughout the entire home buying and selling process.

Matt Gover is a full-service agent, focusing on homes for sale in Chula Vista, with a degree in business and Spanish to better serve his clients. A third-generation native of San Diego, Matt’s clients benefit from his knowledge of the local markets throughout the county. Matt enjoys sharing his enthusiasm for San Diego and he relates that back to the reasons he lives here…fantastic climate, quality of life and the great people. Although Matt is a Chula Vista Realtor, he currently lives in Pacific Beach, where he spends much of his free time surfing and sailing. Matt believes that real estate should be used as a tool to build wealth and achieve financial independence, and seeks to implement that philosophy with his clients over the long term.

Team Ratcliffe - McMillin Realty

If you are currently searching for a realtor, it truly does not get better than McMillin Realty in Chula Vista, Ca! They are awesome, amazing, fantastic, hardworking, miracle workers who will do whatever it takes to take you from home-less, to home-owner! They are more than happy to answer all of your questions and concerns, in fact they expect you to have them! We worked with Matt Gover, and we must say that he is a fantastic, amazing, sweet, down to earth person who just happens to be a realtor! He will make you comfortable, calm your fears and nerves, and explain with great detail everything to expect, and everything that is happening at every moment. When we first contacted Matt pursing a VA Loan, we were unsure if we would be able to buy a house because of a credit score situation, and even with that he still took time out of his day to answer questions, and show us homes, while we were in real estate limbo.. And we are very happy to say after being with Matt for just 3 months, we closed our escrow this past Friday! It was definitely a team effort, but we know deep down that we truly and honestly couldn't have done it without Matt and McMillin Realty! And we also want to give a special thanks to Pam, and Joe Gover for all of there help too!! You three are amazing people, and we are so happy that we met you! THANKS MCMILLIN REALTY/TEAM RATCLIFFE!! Julian Flores, and Joshua Hileman San Marcos, Ca. ---- Joshua H, 1/31/2012

Miracle workers, that about sums it up. Joe and Pam worked endlessly to sell my home as a short sale in Eastlake. They made the impossible (working with Green Tree) possible. They dedicated countless hours month after month on this sale and kept me in the loop the entire time. I don't think I could emphasis enough the great communication from Joe. He answered his phone every time I called, even at wonky hours and weekends. An amazing team with integrity and the knowledge to sell homes. I would recommend to everyone. ---- Cassandra W, 5/3/2012

I had the pleasure of working with Matt Gover when purchasing my condo. This required an in depth knowledge of market values and the complex process of funding. Matt took the time to focus on the right questions which helped my wife and I establish what we were looking for. We are very detailed, and at the time there wasn't much inventory on the market that met our criteria.

However when the property that we bought first went to market,Matt was "Johnny on the Spot". He contacted us immediately and got us inside the condo that very same day.

This was critical as it was a bank owned property and the seller received several subsequent offers from other potential buyers. Matt was able to get our offer accepted in the face of competition, and still managed to negotiate a great price.

Once in escrow, we met his brother Joe and Pam Ratcliffe.I can emphasize that we were in good hands the entire time and there was always someone accessible to answer our questions.I highly recommend Matt Gover and Team Ratcliffe and definitely plan to use them again! ---- Rob H, 12/7/2011