5 Tips For First Time Chula Vista Home Buyers

Filed under : Blog

Perhaps you are ready to purchase your first house, but you do not know where to start. While you have a basic idea in mind of your budget, your wants and your must-haves, you still may be uncertain of what exactly yChula Vista Homesour dream house will look like. Putting a down payment on a home is a big decision, and one that should not be taken lightly.

Here are five tips to help make your search easier.

  1. Search online before hitting the market – We post pictures on our website of homes for sale. Do your homework and look through these listings before heading out in Chula Vista. Realtors can then help you to find what you’re looking for based on the ideas you’ve already formed about what you love and what you could live without. This will help you become a more discerning home buyer up front.
  2. Visit more than one house before making a decision – Your real estate agent will take you to homes that already meet your basic criteria. Chances are high that you will love the first house you see. Still, you should explore all of your options to be certain that there is not another home that you might love even more.
  3. Bring a digital camera – While our website and others have pictures of homes for sale, you should have your own personal documentation of what particulars you loved or did not like about specific homes. This will allow you to refine your search and make a better decision.
  4. Take note of the neighborhood – What constitutes your home is not limited to your lot alone. The way the neighborhood looks and feels and the local businesses available to you are equally important. As you drive through the neighborhood, it is a good idea to note where the closest stores are, how other lots are cared for, etc. In a great community like Chula Vista, realtors, as well as other local homeowners, will be able to clue you into the perks of certain neighborhoods.
  5. Revisit your top choices one last time before deciding – Purchasing a house is a monumental decision. While you may have fallen in love initially, your second trip back will give you a more realistic feel for the house you may be investing in. It is a good idea to revisit a property before finalizing a sale.


Your first home purchase is an exciting milestone in your life. Use these tips to find the perfect first house for you.

Comments are closed.

Team Ratcliffe - McMillin Realty

If you are currently searching for a realtor, it truly does not get better than McMillin Realty in Chula Vista, Ca! They are awesome, amazing, fantastic, hardworking, miracle workers who will do whatever it takes to take you from home-less, to home-owner! They are more than happy to answer all of your questions and concerns, in fact they expect you to have them! We worked with Matt Gover, and we must say that he is a fantastic, amazing, sweet, down to earth person who just happens to be a realtor! He will make you comfortable, calm your fears and nerves, and explain with great detail everything to expect, and everything that is happening at every moment. When we first contacted Matt pursing a VA Loan, we were unsure if we would be able to buy a house because of a credit score situation, and even with that he still took time out of his day to answer questions, and show us homes, while we were in real estate limbo.. And we are very happy to say after being with Matt for just 3 months, we closed our escrow this past Friday! It was definitely a team effort, but we know deep down that we truly and honestly couldn't have done it without Matt and McMillin Realty! And we also want to give a special thanks to Pam, and Joe Gover for all of there help too!! You three are amazing people, and we are so happy that we met you! THANKS MCMILLIN REALTY/TEAM RATCLIFFE!! Julian Flores, and Joshua Hileman San Marcos, Ca. ---- Joshua H, 1/31/2012

My husband and I met Matt Gover of Team Ratcliffe at an open house and instantly liked his demeanor and over time his work ethic. He became our agent., and for nearly a year worked tirelessly with us to find the perfect home, not easy in todays market of multiple offers and cash buyers. His hard work and dedication to us and our search paid off. We are now enjoying our beautiful home. We can't thank him and Pam Ratcliffe enough for going the extra mile to help us close the deal.

So if you're looking for a truly dedicated and professional Team look no farther then Team Ratcliffe, Thanks a milliom Matt, Pam and Joe! We really miss seeing you guys. ----Laura and Jim B, 5/25/2010

Joe Gover is the epitome of professional. He was always available. He kept us updated every step of the way, and when we ran into some problems with the listing agent, his mild-mannered personality took on the necessary edge to get our needs met. No question, we'll use Joe again, and we'll recommend him to anyone who asks. ---- Elizabeth S, 12/8/2011